refactor(backfill): centralize the reserve-yield guard and drop the per-page connection hold

Addresses the code-review findings on the immediate full-history change:

- Extract quota.backfill_reserve_reached(): the remaining/reserve compare was
  open-coded at seven sites (recent/deep/immediate backfill, explore, rolling
  revalidation, and the new per-page guard). It reads in its OWN short-lived
  session (like record_usage/log_action), so a per-page guard no longer holds
  the caller's transaction open across the YouTube fetch that follows — the
  400-page immediate run no longer pins a pooled connection idle-in-transaction
  through each network round-trip. Migrated all call sites; dropped the now-dead
  sysconfig imports in channels.py and maintenance.py.
- Simplify the deep-backfill loop: channel.backfill_done = not page_token (done
  is False on entry) plus one break, replacing the doubled `if not page_token`.
- Tests patch the backfill_reserve_reached seam directly instead of mocking
  remaining_today internals, removing the fragile dead-value budget iterator.

Full backend suite green; ruff clean.

backend/app/routes/channels.py

@@ -9,7 +9,7 @@ from pydantic import BaseModel
 from sqlalchemy import func, select, update
 from sqlalchemy.orm import Session
 
-from app import quota, sysconfig
+from app import quota
 from app.auth import current_user, require_human, require_write_scope
 from app.db import get_db
 from app.models import (
@@ -358,7 +358,7 @@ def explore_channel(
         raise HTTPException(status_code=404, detail="Unknown channel")
     if _is_blocked(db, user, channel_id):
         raise HTTPException(status_code=403, detail="You've blocked this channel.")
-    if quota.remaining_today(db) <= sysconfig.get_int(db, "backfill_quota_reserve"):
+    if quota.backfill_reserve_reached():
         raise HTTPException(
             status_code=429,
             detail="The shared daily quota reserve is reached — try exploring later.",